"The problem with health insurance is that it's a service that you don't need, until you need it. Other people failing to pay their bills were taking away other people's freedom and causing everyone else to pay more. "
This law requires people to purchase coverage that they will never need. Like men and postmenopausal women to have maternity care. There is no need for people without children to have any kind of pediatric care.
There is more to be considered. Why is it that there is no requirement for long term geriatric coverage? Aging is the one thing that all will experience, assuming a normal life span. The cost of caring for those with age related problems is expensive, and yet, we are only required to pay for a few services, many of which a large segment of the population will never need. Is there no need for geriatric care? It would seem so.
Under Ocare there is no need for geriatric care. They got scared when all the talk of "death panels" came up. Government and insurance still essentially decides who gets what. Now they are at least a little more secretive about it. Just take some of the policies and view the drugs that are approved and not approved. It is shocking actually. It is there is where you find your answers. Want to live long, better have your wallet ready.