Load One Feb Thread (so original lol)

My future co driver was approved for FAST card today. The plan is taking fruition.

 

Paying off everything is probley the reason.
If your not playing kissey face with the banks, and worshipping the idol of FICO, your score will drop.
6 months or more it could be at zero or indeterminable.

Pay to Play, what a racket

 

Many reasons why I never saw the sense in having a permanent home with this nomadic lifestyle/job. I'm waiting to see what the economy does this year as I try to prepare for a home of some kind. I'm getting tired of not having a normal homelife.

Have you considered a ring doorbell security setup, along with a inside camera setup for you're Michigan mancave? Just the peace of mind being able to visually monitor hone from the road is well worth it.

 

Yes I have and would love it. However, I would then need internet access for a home I'm already rarely at
A added (mostly wasted) cost, I'm not ready to pay...yet

 

It makes no sense. So you gotta be in debt nowadays to have a good credit score? What a racket. I do not like owing money to anyone. Cash is king, so I thought.

 

I use a credit card with cash back. We use it for everything. Credit scores went up because we pay it off every month. So far the cash back has paid for two trips to Disney world. No annual fee and no interest.

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I had to stay oos another day. My wife and Tiffany are sick and needed me to help take care of them. Safety is overnighting my IRP plate. I should get that tomorrow and be ready to roll. I only get to Taylor every few months so the chances of me being there by February 28th are slim.

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I guess what really frosts my as* is that Lifelock wouldnt tell me why the credit score went down, but offered merely "suggestions.". The same with my bank, even Transunion, Experian, and Equifax, which reported the lower scores to begin with. I justcwobder what would happen in the case of identity theft..

 

Cash is king, unless you want a credit score

After I became debt free, my score started to drop. Despite me not wanting to go back in debt, I did still want a good score in case I did want or need a loan for a different vehical (mistake #1). So despite my better judgement, (and Dave Ramsey), I began using my credit cards to pay little reoccurring monthly cost like one for my Sirius XM bill, another for my home alarm bill, etc. Just enough to keep activity showing up on my credit report and paid them off each month. Not a horrible plan, but I'll still call it (mistake #2). By doing so, it did bring my score back up and then some. But I hated this game I was now playing. Which led to (mistake #3), I was going to purchase a straight truck, got the loan, decided not to buy it, a few days later, my current Sprinter fell into my lap, I didn't even think twice about spending this borrowed money

So now back in debt, and regret it every day

 

Honestly, I think that you were mechanically better off with the old van. The new one seems finicky and problematic. Or at least it woulda been better if you were able to buy a different brand van.

I'm not completely slamming a $printer, they are excellent for ride, room, comfort, hvac, mpg, and cargo. They are awesome in that respect. But mechanically? $printer owners better have A1 credit, reserve money, and a crapload of cash on standby. They are ridiculously expensive in this aspect. Other brand vans do the exact same thing for a fraction of the purchase price, maintenance, etc.

 

A wonderful icy snow wet mix in Detroit today!!!

 

I'll hush about the weather where I am at than....lol..

 

Icy mess in Port Huron this morning. Woke up to the sound of a plow truck, so I figured that can't be good
Roads not bad by the time I left at 1:30pm for my doctor's appointment. They had a cancellation, so I wasn't even done checking in and there calling my name, that was cool

 

81and sunny at my house today.
Still waiting for my IRP and cab card.
UPS delayed due to weather yesterday.
So much for overnight delivery.

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Debated on heading to the yard tonight or in the morning. Since the morning commute weather warning is already out, I headed to the yard.
Started getting a little icy and windy before I got here, so glad I did. Now I can sleep in

Decided to spiff up the cruiser in the wash bay.
Got a nice coat of pre-wash on and uh oh, that's all that's working
Power washers are not working as of 10PM.

 

Will have it checked in the morning


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"How rude".......lmao..

 

So much for sleeping in, worse nights sleep in a long time.
I'm guessing drinking caffeinated coffee till midnight, may have played a part

Lot of tossing and turning. Still trying to figure out how my middle blanket ended up on the floor