Since I was 20 years old I had Health Ins. All you had to do was pay for it. My 3 sons cost zero dollars when they were born. Everything was paid. Cost for 5 people was $75.00 a month in the 90's. $10.00 office visit, $5.00 for RX. (all brands) In 2003 if I wanted to keep it, it was $1,800.00...