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There is a good reason to have FEMA as I mentioned, but there is no question it is run poorly. It would be more effective if they took the politics out of it and cut some of the red tape that isn't necessary. Most of it is duplication that is nothing but a costly time waster.

FEMA is a mess with how it is ran. Been that way for years. Look at Katrina and the latest Sandy disaster. Still a mess, but I think you still need a agency to help when disasters strike. A person by themselves isn't going to jump in and suddenly rebuild the infrastructure after a storm.

The 1935 Act provided for "old age" or retirement benefits, aid to dependent children, disability insurance, and unemployment insurance. Payments were made in lump sums until 1940 when a monthly payment system was put into place. And, it was paid for by workers. Workers made contributions to a...

That is exactly what they (being the government) are hoping for.

But the issue with deductibles as in my last post would be the same would they not? A policy outside of the network works the same way.

Maybe depending on one's income. One also has to be mindful that is for one year. What about the following year? That is why it can turn ugly for some very quickly.

That makes a little more sense. The subsidy goes to the insurance company so they can offer you the rates that you are paying. The original premise of the thread was that Obamacare was a good thing. Even in your case, I'm not convinced. Mainly because at your income level or people in a similar...

Ok...you changed it. Probably a good move.;)

OVM, since this isn't "his America", what is this "New America" you speak of?

I originally understood your income to be 12k which would be medicaid in most cases. So I was wrong on that until you posted your income. Then it went to 30k when you first posted with how the subsidy was all over the place. Then I said at 30k, and a 12k deductible, you basically have no...

Probably going to try to replace it with bong manufacturing. :rolleyes:

Since the earth began, there has always been climate change. Of course we are calling it that now because of all the problems proving global warming thus the name change. It may exist, but at what scale is it doing damage if any? No sure answer. One thing is certain, the ones banging the...

What would I be wrong about? You essentially cast yourself out when you said you "deserved" to have a health care entitlement. Since the program is new and you have paid nothing for the subsidy, why would you think you are entitled? Remember, it was you that said that. So, people are only...

Thanks for helping hold the fort down. Drop in when you can.

A lot of good advice that I wouldn't dismiss. Also, You really have to consider those two as this isn't just a job but a true lifestyle change. Some adjust and some don't. Having a child at home if under college age, will present some other challenges that may not be to each others liking.

But you aren't taking care of your basic needs if you are reliant on others (in this case the taxpayers) for your basic health insurance. As mentioned, someone else is paying for it so you can do what you are doing. You are hardly the only one so I wouldn't take it personal. You probably...

May want to talk to that agent again so you understand how those deductibles work. You numbers don't make sense.

I don't believe that was ever the plan. Too bad though.

No problem here. Lets see, 30k a year income and a 12K yearly deductible. Yep...just like I said. You have no real insurance. I'm not sure where someone thinks "they deserve" something. Even social security most only put in 100k in a lifetime yet cost closer to 400k through their life. Someone...

NJ Gov Christie to be probed? I am just hoping Ragman doesn't read this post. ;) Maybe too late.