We acquired our truck through owner financing. An ad posted in the classifieds here on EO yielded our first call 1.5 hours after the ad was posted. We consummated the deal less than a month later, and our truck will be paid off in less than a year.
Also, the terms were excellent.
FWIW, we have fielded several calls since then from owners looking to unload trucks in the same fashion. Might be something to consider.
Hope it helps.
AJ