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Risky Business Understanding Owner Operator Phys Dam Insurance

Discussion in 'Expediter Blogs' started by chillout, Jan 23, 2018.

  1. chillout
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    chillout Administrator Staff Member On Time Media Staff

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    Owner Operator, do you ever drive along and wonder "Exactly What IS Phys Dam?"
    “Phys Dam” is short for Physical Damage. Physical Damage is the Comp and Collision Insurance Coverage on your truck.
    Collision insurance covers your truck if it is damaged by hitting something or overturns.
    Comp is short for Comprehensive. This insurance covers just about anything else that can happen to your truck like fire, theft, vandalism, windstorm or animal hit.

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