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I have a question and I hope someone can provide me with the correct answer? As a owner-operator in expediting, Am I required to carry occupational accidental insurance or workmens compensation insurance, as an independant owner-operator.

I reside in the western suburbs of Chicago. I have been expediting off and on since I was in college. When not expediting, I was in law enforcement. Is there any expediting company, who is recruiting for an cargo van owner/operator in the Chicago area. I may be willing to upgrade to a Sprinter...