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I calculate my set aside amount based on my needs and wants. I would go back a few months to get the average of the monthly spendings. Then identify which expenses are needs(Those that I have to pay for) and wants(Those that I don't have to pay for but want to pay for). Subtract the wants...

Ok, it looks like I'm not going to find a better rate on the main street. I'm going to the wall street. 50% Regular savings. 30% Mutual Funds. 20% stocks. :)

Now do you know why I choose the word "worship?" Lol.

I was looking at it. https://www.lmcu.org/

On your individual acct, what is the APY rate, is it in money market fund?

3% Its true, saw it. Won't be able to meet their requirements. I hope the 3% is not a rate teaser.

I have them, Roth, TIra and Keogh.

I checked it out, good APY and good features.

On your individual acct, what is the APY rate, is it in money market fund?

Just completed another drop and finally got chance to review the responses. Thanks! The money saving strategies mentioned here can certainly add extra dollars to the emergency fund, for sure. Some are better than the others. But in all, they are all good ideas. The high yield savings...

I'm discontented with the interest rates I'm getting from the bank savings account. The emergency fund is going be sitting there for a long period. It should be working a lot harder while I'm waiting for the loads. I'm looking for ideas and opinions where I can get better return and access...

All those countless hours and info that you and other members have given and posted on EO helped me and many others put foods on the table for our families. We thank you. You are truely a Knight of the Road.:):):)

Ok, I worship you, lol.

Lol, it's depend on who did most of the work:) In this case, one who preferred comfort? I''ll leave it blank here.......lol. Either way, I admired you.

Comfort things, lol. Hope it's not too late to add in. I just made a drop in Tampa. 800 lbs or sum ting. Yep, I. Moved it. Comfort, too much of it on a regular basis could cause physical diseases. Muscles, bones, joints, ligaments are meant for moving. On the otherhands, discomfort...

zorry, you''ve been lucky:) lol. My thoughts... luck, if you got it, it's a guaranteed rewards. I''ll bypass my opinion on "smart," because there are several ways to say it, lol.

I'm in favor of Ken's position on this. I thought about moving up, too. But after bits and peices of info I picked up on EO, truck stops, did some net searches, etc., I decided to stick with the van. Of course, my choice is based on the whole picture. Freedom(99% of a time) from DOT and...

Thanks! Those were good sample pics. Love how those cargos are secured:)

This thread reminds me of Viktor , lol.

I will soon find out after lunch, lol.