Yes, $1M liab, $1M gen liab, $100K cargo should be everyone's minimum.
Since we're off topic I think my longest "day" was 1900 miles. Not again, I don't think. Dayton, New Balto, MI, East Tawas, Stephenville, TX, Irving. There are guys that go MUCH farther. I just don't know how. Don't care...