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When you say "GOOD down payment," what amount are you talking about (don't need to know, but consider the number). You may be able to pay cash for a house. House prices in some areas have plummeted to levels that were unimaginable a few years ago. Note the double-edged sword. Home equity is...

It depends on how you define perfect. If you mean a day being entirely without fault or defect (Merriam-Webster), I have never had a perfect day. If you mean a day satisfying all requirements (Marriam-Webster), I have had many perfect days; as long as I was the one setting the requirements. A...