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  1. ATeam

    Health Insurance

  2. ATeam

    Health Insurance

    From the cited article: "Since the early 1900s, medical special interests have been lobbying politicians to reduce competition." To be fair, every profession does this. Plumbers, electricians, building contractors, doctors and many others advocated to have their trades licensed so the public...
  3. ATeam

    Health Insurance

    Your question assumes that a clear line can be drawn in the most general of categories (regulation). The question is too general to answer. You can come up with a general, too-much/too-little principle about regulation to guide the lawmakers and rulemakers that create regulations, but the...
  4. ATeam

    Health Insurance

    Only if you think doctors should not be licensed, drugs should not be tested before they come to market, hospitals should not be inspected, quacks should not be hindered, insurance companies should not be required to keep cash in reserve to fund major claims, etc.
  5. ATeam

    Thanksgiving thanks !!!

    Diane and I are thankful for the 10 years we spent living and working on the road as expediters. That experience enriches everything we do today. We are also thankful that we got to enjoy these 10 years without serious injury. It's a dangerous and unhealthy job if you are not careful to make...
  6. ATeam

    Health Insurance

    The above is a case in point. Good grief. A man who goes without insurance for 12 years (and presumably without treatment) now gets Obamacare and gets on a med that costs $90,000 for 12 weeks. What kind of drug is worth $90,000 and is needed now that insurance is available? Are there no other...
  7. ATeam

    Health Insurance

    If you pay zero for the prescription drugs, who pays the $90,000 and to whom does the money go?
  8. ATeam

    Health Insurance

    It was mentioned above that this Obamacare is not insurance at all since it does not protect people from significant financial impacts if care is needed. This story is a case in point. "Research by Families USA this year found that nearly 30 percent of adults with deductibles of at least $1,500...
  9. ATeam

    Health Insurance

    Be wary of anyone who boasts he or she has a good deal on health insurance. The devil is in the details and a close look at any plan will likely flush out some surprises. Diane and I are reviewing our options now. Each insurance company lists a host of features and prices. The thing to do is...
  10. ATeam

    Health Insurance

    ObamaCare is unsustainable in its present form and its demise is underway. Facts: 1. (Wall Street Journal) The majority of ObamaCare’s insurance co-ops—12 of 23—have now folded, and their $1.24 billion in federal loans has all but vaporized. More will fail, nearly a million Americans may lose...
  11. ATeam

    Health Insurance

    Even if those numbers are true (and I am skeptical about that), it does not tell the whole story. Obamacare made it impossible for us to buy the quality coverage we used to have. The plans available now are crap in comparison. As others mentioned above, it is insurance in name only. A major...
  12. ATeam

    Health Insurance

    When Ventura was elected governor of Minnesota, he did not accept PAC money, which at the time was the primary mechanism by which lobbyists funneled money to elected officials. As his campaign committee treasurer, it gave me great joy to decline these contributions when lobbyists for special...
  13. ATeam

    Health Insurance

    DaveKC is right about the redistribution of wealth. Coalminer is right about the insurance companies to whom the wealth is being redistributed. In addition to the insurance companies, the wealth is also going to the hospitals, drug companies and health care providers who are charging obscene...
  14. ATeam

    Health Insurance

    The system, as it now exists, provides incentives to drop out. Sure, 7 million people now have insurance that did not before, but how many more millions will drop out when the realizations stated above sink in?
  15. ATeam

    Health Insurance

    That's not true. People know what their health insurance costs are. If nothing else, they are reminded of it every time they pay a premium. Try raising the rates just a little bit on a company plan or in a union shop and you will hear the outcry citywide if not nationwide. Diane and I know...
  16. ATeam

    Health Insurance

    Our experience is not unlike DaveKC's, a phenomenal jump in rates --73% in our case -- with no additional benefit whatsoever. That's in one year with no health changes or major claims from us. I looked at several presidential candidate web sites to see what they are saying about health care...
  17. ATeam

    YES! (insert fist pump here)

    Because Diane and I fondly remember life on the road and are sympathetic to expediters, we'd like to extend the services of our personal training staff to you as you train toward your new, 90-minute hold-time goal. If you happen to be in the Port Orange, FL area, stop in and these degreed and...
  18. ATeam

    New rule for Hazmat cert.

    Government jobs and government contractor jobs. The TWIC debacle is another example. Notice the contractor involved that has lobbyists well placed in Washington. Lots of money to them. Lots of expense and hassle to us. All in the name of security. No meaningful benefits provided. Indeed, many...
  19. ATeam

    New rule for Hazmat cert.

    While background checks make sense in some situations, I am weary of dull-minded rule makers who think they can keep the world safe by requiring innocent people to submit yet another document. You know you are dealing with a power-abusing, self-serving, do-this-for-my-convenience...
  20. ATeam

    How can my contract be valid when they aren't giving me loads?

    What you say is true, but it is important to get clear about the meaning of "benefit." When you entered into your contract with your motor carrier, what benefits did you agree (in writing) to provide to the carrier? When they entered into the contract with you, what benefits did they agree (in...
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