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It's going to boil down to what the state laws are. Some states are a little tougher than others. TN just adopted the strictest Workers Comp laws on the planet with indefinite employer responsiblity for the life of the injured person. Not that your issue is workmans comp. I am sure they will...

Another issue could be that people are just more wary and better educated. Yes, people out there are unemployed but not desperate either, they have learned to live within their means and honestly seem to be very cautious about future choices. I know here in the Nashville TN area there are...