What debt is acceptable? How we paid off our debt and took a huge burden off of our shoulders,
Many years ago before Dave Ramsey became a household name I had an epiphany; I was tired of paying credit card bills and living paycheck to paycheck. I sat down with a paper spreadsheet and listed all of our bills and what we owed. The list was staggering. It was easy to see that we were in over our heads and any disaster was going to be tough to get another loan for.
We sat down as a family and talked about how going to cash only basis was going to change our lives. One daughter was still in grade school and the other was in middle school and while some of the discussion was probably over their heads they did hear we are going to be saying no more to many activities.
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Many years ago before Dave Ramsey became a household name I had an epiphany; I was tired of paying credit card bills and living paycheck to paycheck. I sat down with a paper spreadsheet and listed all of our bills and what we owed. The list was staggering. It was easy to see that we were in over our heads and any disaster was going to be tough to get another loan for.
We sat down as a family and talked about how going to cash only basis was going to change our lives. One daughter was still in grade school and the other was in middle school and while some of the discussion was probably over their heads they did hear we are going to be saying no more to many activities.
READ MORE...
