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  1. ysracer

    Did you leave a good paying job to get into this business?

    In my opinion, there are far more enjoyable ways to spend money than as a expidude.
  2. ysracer

    Best option to get good medical insurance - I'm not an O/O

    That is my policy. I copied/pasted from my account @ healthcare.gov I don't believe you could view that, exactly, unless you had purchased, exactly, the coverage I purchased, with the subsidy I get. I would suggest you call Highmark @ 1.888.510.1084 or see highmarkbcbs.com. I doubt it will...
  3. ysracer

    Best option to get good medical insurance - I'm not an O/O

    Here: Highmark Inc. Shared Cost Blue PPO 2650 a Community Blue Flex Plan PPO Silver Reduced costs National provider network ENROLL Monthly premium $67.90/mo. was $340.90 Deductible $100 Out-of-pocket maximum $500 Copayments / Coinsurance $5 Primary doctor $10 Specialist doctor $8...
  4. ysracer

    Best option to get good medical insurance - I'm not an O/O

    Individual, thru the Marketplace.
  5. ysracer

    Best option to get good medical insurance - I'm not an O/O

    You have other income, right ? Every business benefit costs somebody else money, this is just one of them. And it's the way group health insurance has always worked. Now, the individual shopper is part of a much larger group. I will not be made to feel badly about using it. I've paid...
  6. ysracer

    Best option to get good medical insurance - I'm not an O/O

    One. More. Time. $2600.00 max out of pocket & $350.00 ish premium before tax credits $500.00 max out of pocket & $67.00 premium after tax credits applied Shared Cost Blue PPO
  7. ysracer

    Best option to get good medical insurance - I'm not an O/O

    Highmark in western PA. The plan has a nominal $2600.00/yr out of pocket max and a nominal premium of ~$350.00/month before tax credits are applied. So I really don't get all the sky is falling Obamacare blame. $2600.00 out of pocket per year is lower than most employer provided plans and...
  8. ysracer

    Best option to get good medical insurance - I'm not an O/O

    Completely opposite experience here. Nationwide coverage (Blue Cross/Blue Shield), $10.00 pcp co-pay, $20.00 specialist, $0.00 emergency room, $500.00 out of pocket yearly maximum, very good prescription coverage, "extremely" affordable monthly premium. Yes, I benefit like we all do from tax...
  9. ysracer

    Health Insurance

    Rates have risen exponentially for as long as I have been privy to the coverage/cost equation, or 24 years. "They" have less control of me now, as insurers must offer me coverage that was previously unavailable to me. Only fools think the existing system worked. This "insurance reform" is a...
  10. ysracer

    Health Insurance

    Yes, I will. Are you using adjusted gross income, i.e. after deductions ? Also, look at the Silver level plans as they have the max subsidy and you will have better coverage at less cost (premium and out of pocket) than the Gold plans. Last year I paid $288.00 per month for Blue Cross/Blue...
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