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Hope I don't get yelled at for this, but my friend BK was told recently it was because of the inconsistency of the business. He has a very very good credit score...just not 40 hours per week at a site built office. Sent from my ADR6300 using EO Forums

Um...no. He had to turn over his pay receipts to his CPA as proof. Sent from my ADR6300 using EO Forums

Jeff hasn't run for him since March....perhaps it will be in the mail when we get home. Sent from my ADR6300 using EO Forums

There's a phenomena in the business world known as "Daily Data Backup and Offsite Storage"...even if it's just some thumb drives and the boss's glove box. Both data-sensitive places I worked performed nightly backups (on a much grander scale, of course) and the backed up media was sent to a...

My boyfriend just told me two days ago he doesn't have his either. Sent from my ADR6300 using EO Forums

Awesome. Absolutely true. "Bruises fade and bones will mend-but a psyche can be ruined FOREVER" : LisaLouHoo, c. 2008

I didn't read his book and I retired at 42...all I did was pay bills on time in full, never put on plastic what couldn't be paid off when the bill came in and some, like the mortgage, ahead of schedule. I know I am not unique to this, but people like us aren't often discussed. We didn't make...

It seems that credit counseling of 25 years ago is different from that of today. One of my coworkers in the 80's used one and they did wonders for her. They taught her how to manage and pay off bills, budget, and save. They worked as a mediator with her creditors. Not once did they have her...

Yep. Bank fraud. Can get ya 1-20 in a Federal pen depending on the dollar amount involved and the mood of the judge on sentencing day. "Bruises fade and bones will mend-but a psyche can be ruined FOREVER" : LisaLouHoo, c. 2008

Never do. For the sake of wear and tear on the vehicle, which is the one source of major income, plus what if he got caught? Major ramifications could ensue, and it would be no one's fault but his for accepting the load. No one to bend, fanagle or twist him out of his own mess. He wouldn't...

I believe this us what Paullud was referring to...to own an account and when it becomes negative, all of a sudden disown it...please tell us you worded that statement incorrectly and that you did not become a willing party to the duplicitous practice of "book cooking", which is what this would...

Easiest way I know. While some people I know got hit out of left field with job loss, etc., most of them were living beyond their means in the first place. Hold steady, don't look for an easy/quick fix because their isn't one, and get used to a whole new simpler lifestyle while you dig yourself...