Here’s a quick overview of NTL, and heads up on a denied claim where a personal auto policy was used in it's place:
A Non-Trucking Liability policy or "NTL" is designed for an Independent Contractor/Owner Operator who is under permanent lease by contract to a Motor Carrier.
All NTL policies out there are very, very similar in their language regarding when coverage kicks in and what contracts must be in place. It is not "Unladen" or "Laden" or "Bobtail". (Whole other blog.)
READ MORE...
A Non-Trucking Liability policy or "NTL" is designed for an Independent Contractor/Owner Operator who is under permanent lease by contract to a Motor Carrier.
All NTL policies out there are very, very similar in their language regarding when coverage kicks in and what contracts must be in place. It is not "Unladen" or "Laden" or "Bobtail". (Whole other blog.)
READ MORE...
