Risky Business How Does a Broker chase coverage for an Owner Operator - Risky Business

chillout

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When a Motor Carrier allows his Owner Operator to provide his own Cargo Insurance, it all seems clear cut in the beginning of the relationship. But what happens when a Cargo loss occurs at the same time a “falling out” occurs in that relationship? Then the Freight Broker can be left holding the bag since they have no contact with that Owner Operator.

This situation has recently occurred.

The 91X says nothing about Cargo. And standard Cargo coverage follows Carmack which includes the Bill of Lading requirement. The Owner Operator’s name is not on the Bill of Lading.

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