Navigating Through the Challenges of Trucking Insurance


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Safety & Compliance
In the diverse and dynamic world of trucking, ensuring comprehensive insurance coverage can be a daunting task. What are some of the major challenges you've faced in securing the right insurance for your operations and how did you overcome them?


Veteran Expediter
This post was over a month ago, but here goes

Personally I hired on to an outfit that offered fleet insurance.

Generally you need 3 years before anyone will even consider you no matter the price (at least in Canada)

By the time I was forced to find my own non-fleet, I had more than 5 years commercial.

To be exact; I found a company that offered fleet, even though I had to pay for it. Minimal hoops, they took 40% of my runs and I paid ALL expenses

17 years later I pay a third of the rate my fellow drivers do. I never cancelled, working or not.

This can be improved upon by finding a company desperate enough to waive the usual 1 year minimum for fleet. (I only see job ads lately stating some minimum time insured)

There isn't a shortcut. Insurers are private companies and can ask for anything they want (feels sometimes only drivers already driving are allowed to)
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