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  1. ADBrouse

    Newb question / advice about insurance.

    that is my plan... No need for a home other than tax purposes. Homes are expensive!
  2. ADBrouse

    Newb question / advice about insurance.

    This is very,very true Brokcanagian... Myself, I have no major expenses in my life ... Can exist very happily on cargo van mileage... Don't have a wife , don't have minor children, won't have any "land" payments like rent or mortgage ( I do have kin who will let me use their addy for...
  3. ADBrouse

    Newb question / advice about insurance.

    Oh no no no ... Little mom and pop CPRExpress... Owner is a fair dude :)
  4. ADBrouse

    Newb question / advice about insurance.

    So all of this insurance stuff is moot.. the company I am 'courting' has the drivers riding on company's insurance so :) happy happy joy joy! :) Thanks for the support!
  5. ADBrouse

    Newb question / advice about insurance.

    Gotcha thanks :)
  6. ADBrouse

    Newb question / advice about insurance.

    Got a link or full company name so I Can check them out?
  7. ADBrouse

    Newb question / advice about insurance.

    Oh my driving record is spotless one non fatality wreck in 30 years and not a single ticket. bout half dozen warnings but that's it. :) Self employment taxes is 15% of adjusted gross income. Ran some really conservative figures on percent of days actually running ( I week a month for down...
  8. ADBrouse

    Newb question / advice about insurance.

    YEah I been working on that :) Running a thousand miles would cover insurance .. Ireckon.. BUT .from what I was reading and tubing about taxes, Insurance is deductible, fuel is deductible Not interest is deductible.. all comes back end of year .. BEsides, All I will have in the way of expenses...
  9. ADBrouse

    Newb question / advice about insurance.

    YEah AND if I wanted to I could pay 2200 usd down then get a reduced payment for nine months... I think Flo can bite me .
  10. ADBrouse

    Newb question / advice about insurance.

    So checked progressive .. they finally gave me quote.. last check must have been a server burp.. anywho.. One Mil. liability , 50k/100k uninsured and underinsured coverage and 10K personal injury no workmans comp.. no cargo insurance .. looking at $8000 a year
  11. ADBrouse

    Newb question / advice about insurance.

    LOL progressive or Geico? and yea well is what it is. So that 6K you pay, of course that is annually? <shaddup, Turtle,, I feel a smart assed answer on its way from you :D > well lets see if so that's 500 a month.. Company I am intending to work for gives very generous 82/18 split. and from...
  12. ADBrouse

    Newb question / advice about insurance.

    LOL progressive wouldn't talk to me cause I didin't have a credit card number they could investigate.
  13. ADBrouse

    Newb question / advice about insurance.

    Hey Drivers, Yeah a newbie question about Insuring one's cargo van.. I understand , of course , there are a ton of variables. Could somone gimme a "typical" ballpark estimate on how much a month insurance with the usual One Mil liability and the 100K cargo insurance. Crunching numbers...
  14. ADBrouse

    Cargo Van Transit sleeper

    Yeah, I have thought of that too.. I was perusing some "rv / vandwelling" youtube channels.. saw a gent in a sprinter .. did much the same thing.. D-rings in the roof beams .. 4 cam lock cargo straps . sheet of plywood. He could fold it against driver side wall when load required. Even had a...
  15. ADBrouse

    found perfect set up for genset for a van

    LOL's I have had same idea but minus the solar.. would be running an isolator instead. If you are in a straight , should be tons of acreage on the box to mount solar. :) Is a very common discussion thread in the Vandwelling group over on FB.. The bar thing ya talking about ?? yeah, its a...
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