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Risky Business

  • Scary Drivers
    By Shelly Benisch
    Posted Oct 30th 2009 5:00AM
    Hi Everyone, and Happy Halloween! I thought it would be fitting today to talk about "Scary Drivers". Every month we receive calls from Owner Operators looking to expand their small business by adding drivers...Great idea! The problem is so many want to hire "someone I know"...
  • Understand Your Carrier Contract Deductibles
    By Shelly Benisch
    Posted Oct 21st 2009 4:34AM
    Hi everyone, It's no mystery that when times are tough we all look for ways to protect ourselves from losing money. I must have received 10 calls from Leased on Owner Operators this past month on the issue of how much they're liable to their Carrier if they get into an accident....
  • Why you carry a Commercial Policy vs Personal...
    By Shelly Benisch
    Posted Oct 12th 2009 4:56AM
    Ever wonder why you can't use your personal auto insurance for your Expediting operations?

    Last week I had a call from a great client. One of his drivers' was broadsided by another Expediter...what's the chances?
  • The Water is Up to my Windows...Am I Covered?
    By Shelly Benisch
    Posted Sep 28th 2009 4:07PM
    Hi Everyone,
    How scary is this? You go into the Pilot for some late night snacks & settle into your sleeping area for a long winter’s nap.
    You wake up at 3:00 a.m. to water slushing just below your windows. Flash floods are rare, and I’d think the vehicle would be the least of your worries...
  • Was His Truck Stolen or Borrowed?
    By Shelly Benisch
    Posted Sep 25th 2009 4:06PM
    Hi Everyone,
    I got a call from a bank the other day. Seems their truck is missing. They called their customer to see if and when she was going to make a payment, and she said the truck is gone.
    Asked what happened, she said her driver has it somewhere and isn’t calling her back...

  • How a Drunk Driver Can Cost You Down Time
    By Shelly Benisch
    Posted Sep 23rd 2009 4:04PM
    Hi Everyone,
    A few months ago a good client, Tammy, called to say she had been T-Boned by a drunk driver in her straight truck. The guy was cited and it seemed pretty straight forward that he and his wife’s policy would pay Tammy’s damage to her vehicle as well as her lost wages since she couldn’t work without her truck...
  • Risky Business is Never Boring...
    By Shelly Benisch
    Posted Sep 22nd 2009 3:56AM
    Hi Everyone,
    I’m Shelly Benisch....many of you already know me. I run an insurance agency that specializes in Expediting.
    Everyone thinks insurance is boring & a lot of people have asked me why I got into it or what I find so compelling about it...