Worker's comp?

[jelliott]

To the best of my understanding NY and NC require work comp on owner operators. I do not know of any other states that do.

[DannyD]

If ya gotta have it I guess ya gotta have it. Read the fine print in those policies though. When I had it w/ EGL (now Ceva) I would have to gotten hurt like every 3 years & laid up for 6 months at a time to make it pay off.

I felt this insurance was a rip before I read here that apparently a lot of the claims are denied. So that makes it even worse. You're just throwing your $$ out the window.

That's not a knock on any company as they're just following the laws. It's another area I'm less than thrilled w/ our government though.

[iceroadtrucker]

Im already covered dont need it. The Service Retainer and VA Resident My Cpa said Im covered.

[dhalltoyo]

In Ohio you can waive the coverage, but it costs $50 every six months to have an account with the Bureau of Workman's Compensation just to have the privilege of waiving the coverage.