[davekc]

When the truck runs, I do just fine getting the miles and making the payments, etc. Sure, everyone says not to buy a truck unless you have 10 grand banked up. You shouldn't need to with a new truck with a full warranty and a maintenance program.
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Oh....but you do!
I'm not gong to bust your chops, but your story is even more reason.
I clearly advocate having that 10K for this type of breakdown and any type of accident whether your fault or not.
If someone hits you, yes you may be compensated.......6 months from that accident. What do you do in the mean time?
Have the 10k before you go buying a truck.

As far as the Hino bit, I really feel for you. Based on my last post on a Freightliner dealer experience, I think I will run to a corner and ponder my thoughts.