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Workmans comp ins
Hello and let me first than you so very much for taking the time and effort you put into this site your info has been invaluable !!!!:)...my question is this really not a tax question but more a lawerlly type of question. but aybe you can help ..as you certainly are a PRO... A close freind of mine is on workmans comp here in michigan...hes going thru a especially hard time dealing with these people,due to the new lawthat says that if there are"just jobs", out thier, you must find one in an alotted period of time (which is at the descretion and decidied by the ins co.). or one "can be" completely cut off...hes tried to findwork but once they find out hes on comp,they reply,"oops sorry but our insurance co. etc etc find you to much of a liability so,so sorry but thx any ways for apllying with us" Hes really getting screwedover cause hes got docs that say hes perfectly fine but only the ex employers inns. co doc which says that he must no longer lift more than 20 lbs ,either on a "profesional" level or at home FOREVER,hes told the ins co. hes fine and they wont budge,but ANYWAY back to my question...Ive turned his head towards becoming a I.C. hes a good guy a true workhorse type of individual......So that brings me to a question ,he hasnt asked, but i thought of this last night,(and have been sleepless since,god id hate to disapoint him with a neg.answer)....Most companys (if not all) require you to purchase workmans comp insurance or some such "vehicle" for insurance against injury etc. So whats he to do?,im sure that when he applys for insurance hes going to get turned down bigtime...OR will the insurance carrier that is "carrying" his claim now (CUNA) be obligated to carry or cover. Is the fact that hes already on it ,be good enough? Does he need to even seek another carrier?...i hope you are understanding my question, does it make any sence? if not ill tryto rephrase it...i hope that he can get out of the wc cycle as its not a good thing for him or his family. Thank you ahead of time ! your golden!
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